🏡 Is Your Home Equity Being Taxed Away?

If you’ve owned your home for years, you’ve likely built up significant equity. But did you know that outdated capital gains rules could cost you tens or even hundreds of thousands when you sell?

Under current law, homeowners can exclude up to $250K (single) or $500K (married) in profit from taxes—but these limits haven’t changed since 1997. With today’s home values, many sellers exceed those thresholds and face steep tax bills, making it harder to afford their next move.

💡 Change May Be Coming
Lawmakers are considering reforms that could:

• Eliminate the capital gains tax on primary residences
• Double the exemption and adjust it for inflation
• Tax only inflation-adjusted gains

Why It Matters to You
If these changes pass, you may be able to sell your home tax-free—or keep far more of your equity. That means more freedom to relocate, invest, or pass wealth to the next generation.

Thinking about selling but unsure how this affects you? Let’s talk. I’ll help you understand your equity position, explore timing strategies, and make sure your next move is financially and emotionally sound.
🦋Contact me for any Real Estate need :

Jane Kane | 01001623 CA
Real Estate Executive
jane.kane@cbrealty.com
https://janekanerealestate.sites.cbmoxi.com
(714) 425-8500 (Direct)
(949) 552-2000 (Office)
Coldwell Banker Realty
300 Commerce Ste. 250 Irvine, CA 92602